There are generally two ways to get a mortgage in Canada: From a bank or from a licensed mortgage professional.
While a bank only offers the products from their particular institution, licensed mortgage professionals send millions of dollars in mortgage business each year to Canada's largest banks, credit unions, trust companies, and financial institutions; offering their clients more choice, and access to hundreds of mortgage products! As a result, clients benefit from the trust, confidence, and security of knowing they are getting the best mortgage for their needs.
Whether you're purchasing a home for the first time, taking out equity from your home for investment or pleasure, or your current mortgage is simply up for renewal, it's important that you are making an educated buying decision with professional unbiased advice.
Mark was so wonderful! He was thorough in finding the best rates and options for me, ensured I understood everything completely, and anticipated any requests I may have had. On top of all that, he didn’t just disappear after approval, he checked in on closing and even checked in a few weeks after. Would definitely recommend him to anyone!
Ms. Balmazovic
Burlington, ON
We recently had the opportunity to work with Mark. He was extremely professional, very informative and communicative throughout the entire process. Great experience from start to finish. Thanks Mark!
Mr. Pargauskas
Ancaster, ON.
Mark has now helped me close on 2 properties. Throughout both transactions Mark has demonstrated tremendous knowledge and market insight! Would highly recommend to consult Mark with any mortgage needs.
Mr. Fisher
London, ON
Mark guided us through the first-time home buying process with patience, professionalism, and a personal touch. Answered any and every question immediately, no matter what time day or night we asked, and always found time to make a caring phone call to make sure everything was on track.
Mr. Zuber
Kitchener, ON
Mark Couto was recommended to me via a work friend. I am a first time home buyer and Mark was pure class throughout the whole process. He explained everything so well in ways that were easy to follow with lots of detail so nothing ever felt overwhelming. He was always available, always working to find us the best possible rates, answering every possible question and just being reassuring about the whole process. Working with Mark was an absolute pleasure and I would strongly recommend him to anyone and will definitely work with him in the future.
Ms. Navarrete
Toronto, ON
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Current Rates
Current variable mortgage rate is
5.05%
Current prime rate is
5.95%
-
- Terms
- Bank Rates
- Payment Per $100k
- Our Rates
- Payment Per $100k
- Savings
-
- 6 Months
- 7.89%
- $756.21
- 7.49%
- $730.93
- $25.28
-
- 1 Year
- 7.74%
- $746.69
- 5.74%
- $624.43
- $122.25
-
- 2 Years
- 7.34%
- $721.53
- 5.44%
- $606.90
- $114.63
-
- 3 Years
- 6.94%
- $696.72
- 4.64%
- $561.28
- $135.43
-
- 4 Years
- 6.74%
- $684.44
- 4.64%
- $561.28
- $123.16
-
- 5 Years
- 6.79%
- $687.50
- 4.44%
- $550.14
- $137.36
-
- 7 Years
- 7.10%
- $706.60
- 5.40%
- $604.58
- $102.02
-
- 10 Years
- 7.25%
- $715.92
- 5.80%
- $627.97
- $87.95
Videos
DLC - Self Employed Mortgage Solution
DLC- Understanding Your Credit Report
DLC - Getting pre-approved
DLC - Fixed VS Variable Rates
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